Debt Is Stressful. I’ve Been There. I Make It Simple. Let’s Fix This!

Debt can be confusing and full of pitfalls. I know, because I’ve been there. But I also know how the system works—and I’ll help you avoid scams, cut through the B.S., and find the best way to get out of debt.

If you only read one of my posts, read this one. How to Get Out of Debt. (podcast)

Last Five Posts to Get You Started

$COLLEGE SAVINGS JAR WITH MONEY AND STUDY MATERIALS, UNIVERSITY, HIGHER EDUCATION.

College Is “Worth It” for Many—But There is More You Need to Know First

Steve RhodeOct 17, 20256 min read

WRAL’s North Carolina story is a useful spark—but the real decision comes down to completion, cost, and what your field actually pays. A recent WRAL report said college “often pays” in North Carolina—citing Strada’s finding that more than two-thirds of…

Portrait of Steve Rhode, the Get Out of Debt Guy, with a woman, focusing on debt relief and financial advice.

The Comprehensive Case Against “The Dave Ramsey Way Is The Only Way”

Steve RhodeOct 5, 2025116 min read

A Complete Guide to Critical Thinking About One-Size-Fits-All Debt Advice PART 1: WHAT WE’RE ACTUALLY CRITIQUING The Core Claims of the Ramsey Method Dave Ramsey’s “Baby Steps” system claims to…

Bankruptcy debt relief expert - Get Out of Debt Guy - Steve Rhode, financial freedom specialist, helping you eliminate debt fast and regain control.

Why Bankruptcy Makes More Sense When You’re Older (and the Math Proves It)

Steve RhodeOct 5, 20257 min read

Let’s talk about something almost nobody wants to admit out loud:Bankruptcy might actually make more sense the older you get. If that sounds backwards—good. Because we’re about to unpack why…

Overwhelmed woman in courtroom facing debt stress and financial difficulties.

Startup Star to Inmate: The $175 Million Fraud That Landed Charlie Javice in Prison

Steve RhodeOct 1, 20254 min read

If you’ve ever looked at a flashy startup and thought, “Wow, they’ve made it big overnight!”—this story is a gut check. Charlie Javice, once the celebrated CEO of Frank—a company…

Andris Pukke, Repeat Fraudster Sentenced To Eight Years In Prison

Andris Pukke, Repeat Fraudster Sentenced To Eight Years In Prison

Steve RhodeOct 1, 20254 min read

United States Attorney for the Southern District of New York, Jay Clayton, announced that ANDRIS PUKKE, a/k/a “Marc Romeo,” a/k/a “Andy Storm,” was sentenced yesterday to eight years in prison…

Who Is Steve Rhode, The Get Out of Debt Guy?

Steve rhode - the get out of debt guy

I’m Steve Rhode, and I’ve been helping good people escape bad debt since 1994—not with gimmicks or sales pitches, but with straight answers, advice and real solutions.

💡 Helping people isn’t just what I do—it’s who I am.
✔️ I was a first responder and a public safety search and rescue pilot. I’ve trained to stay calm under pressure and find solutions in life-or-death situations. I bring that same approach to helping people navigate debt. But honestly, it’s more fun with lights and a siren.
✔️ As a dog rescue pilot, I’ve flown countless missions to give animals a second chance. I believe people deserve that, too—especially when it comes to getting out of financial trouble.
✔️ As a side hustle money maker, I know how to help you earn more, save smarter, and take back control of your financial future.

💡 Maybe you’ve seen my advice before.
✔️ Read one of my books or my nationally syndicated column.
✔️ Listened to my podcast (Get Out of Debt Guy).
✔️ Seen me on TV breaking down the truth about debt relief.

Steve rhode fox news - get out of debt guy

Why trust me?
✔️ I’ve been there. I know the stress, the fear, and the sleepless nights.
✔️ I know the system. I’ve helped tens of thousands break free from debt.
✔️ I expose scams. The debt industry is full of traps—I show you what actually works and how to avoid them.

👉 No judgment. No B.S. Just real help. Let’s take control of your debt—and your future.

How Do I Get Out of Debt?

(Explore real solutions to escape debt and take back control—without gimmicks or false promises.)

✅ The best debt relief options (and what to avoid)
✅ How to get out of debt without wrecking your credit
✅ What actually works—and what’s a waste of time

👉 Find Your Best Debt Solution

Watch Out! Debt Scams & Traps

(Learn how to spot scams before they cost you—and what to do if you’ve already been sucked in.)

✅ How to spot shady debt relief companies before it’s too late
✅ The biggest red flags scammers don’t want you to know
✅ What to do RIGHT NOW if you’ve already fallen for a scam

👉 Protect Yourself from Debt Scams

Fix Your Credit & Take Control of Your Money

(Rebuild your credit, manage your money smarter, and take back financial control.)

Steps to repair bad credit—even if it’s a mess
Smart money moves to stop debt from piling up again
Budgeting & saving strategies that actually work

👉 Start Fixing Your Credit & Money

Need More Money? Let’s Talk

(Earn more, save smarter, and create financial breathing room—starting now.)

✅ Smart side hustles that actually pay off
✅ How to make extra cash without wasting time on scams
✅ Creative ways to boost income and pay off debt faster

👉 Explore Income Ideas

Listen and Watch – Podcast & Videos

(Get real debt advice—straight talk, no fluff. Watch or listen anytime, anywhere.)

✅ The latest Get Out of Debt Guy Podcast episodes
✅ Exclusive YouTube videos with expert insights
✅ Real talk about money, scams, and getting debt-free

👉 Listen & Watch Now

Debt Relief News & Updates You Need to Know

(Stay informed about debt laws, scams, and financial changes that could impact you.)

✅ The latest debt relief updates that matter to you
✅ Scam alerts and shady tactics to watch out for
✅ Breaking news on bankruptcy, debt relief, and credit

👉 Stay Updated on Debt News

I Buy Junk MailTurn Trash Into Cash

(Not all junk mail is useless—some of it educates people or helps expose scams)

✅ Send in debt relief offers & mailers that concern you.
✅ Help investigate and expose scams.
You might get paid

👉 Sell Me Your Junk Mail Here

Freaking Out About Debt? Breathe. Let’s Start to Get Through This RIGHT NOW.

💡 Take a deep breath—I’ve got you. Debt panic is real, but I’ll walk you through the exact steps to get through this.

✔️ What to do first—before you make any costly mistakes.
✔️ How to stop the stress and avoid bad advice.
✔️ The smartest moves to start turning things around—right now.

Want Smart, No-B.S. Debt Advice in Your Inbox?

Debt is confusing. Scammers are everywhere. The system is built to keep you stuck. I cut through the noise with real, honest advice—straight to your inbox. Subscribe Now!